Binance.US Cryptocurrency Trading Fees

Binance.US cryptocurrency trading fees apply when you buy, sell, and trade crypto.

As a regulated U.S. exchange, Binance.US keeps fees among the lowest of any exchange in its category. You pay a maker fee or a taker fee when you place an Advanced (Spot) Trading order. Maker fees stay 0%, with no subscription fees or trading volume requirements. Bank transfer (ACH) is free for deposits and withdrawals, and paying trading fees in BNB gives you a 5% discount.

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What are the trading fees on Binance.US?

A trading fee applies each time you place an Advanced (Spot) Trading order on Binance.US, deducted automatically as a small percentage of the order value.

Binance.US charges a flat 0% maker and 0.01% taker fee on the Tier 0 pair (currently BNB/USD only), and 0% maker and 0.02% taker on all other pairs. The 0.02% taker rate lowers to 0.01% once your 30-day trading volume hits $500 million or more.

Trading Fee Structure
What does “Maker/Taker” mean?
Use BNB to pay for fees, enjoy 5% off
Trading fee structure by VIP level
VIP Level30d Trade Volume (USD)
Tier 0
Tier I
MakerTakerMakerTaker
VIP 1<$10K0.0000%0.0095%0.0000%0.0190%
VIP 2$10K - $50K0.0000%0.0095%0.0000%0.0190%
VIP 3$50K - $100K0.0000%0.0095%0.0000%0.0190%
VIP 4$100K - $1M0.0000%0.0095%0.0000%0.0190%
VIP 5$1M - $20M0.0000%0.0095%0.0000%0.0190%
VIP 6$20M - $100M0.0000%0.0095%0.0000%0.0190%
VIP 7$100M - $300M0.0000%0.0095%0.0000%0.0190%
VIP 8$300M - $500M0.0000%0.0095%0.0000%0.0190%
VIP 9≥$500M0.0000%0.0095%0.0000%0.0095%

What are maker and taker fees?

Maker and taker fees are the two rates that set the cost of your trade on the exchange, based on how your order meets the order book.

  • A maker order adds liquidity: it rests on the order book until it fills, so you pay the lower maker fee.
  • A taker order removes liquidity: it fills immediately against an existing order, so you pay the taker fee.

Limit orders that stay on the order book are usually makers, while market orders are usually takers.

On the Tier 0 pair (only BNB/USD at this time), Binance.US charges a 0% maker fee and a 0.01% taker fee, no matter how much you trade. On all other pairs, the rate is 0% maker and 0.02% taker, which lowers to 0.01% taker once your 30-day trading volume hits $500 million or more.

For additional details, see our guide on maker and taker fees.

How Binance.US calculates your fee tier

Binance.US calculates your fee tier based on your 30-day trading volume*, updated daily at 8:00 PM ET.

On the Tier 0 pair (currently BNB/USD only), Binance.US charges a flat 0% maker fee and 0.01% taker fee, no matter how much you trade.

Every other pair starts at 0% maker and 0.02% taker. Once your 30-day trading volume reaches $500 million, the taker fee on those pairs drops to 0.01%.

How to lower your Binance.US trading fees

You can reduce your trading fees on Binance.US by paying fees in BNB or by trading at scale.

  • Pay with BNB. If you pay your trading fees with BNB, you get a 5% discount on Advanced (Spot) Trading fees. Only BNB in your available balance qualifies. See paying with BNB.
  • Trade more. On pairs above Tier 0 (BNB/USD), your taker fee drops to 0.01% once your 30-day trading volume reaches $500 million.

On the Tier 0 pair, the maker and taker fees stay flat, independent of your trading volume, so the BNB discount is the main way to lower cost on that pair.

Deposit and withdrawal fees on Binance.US

Deposit and withdrawal fees are separate from trading fees and depend on which method you choose.

Deposits

  • Crypto: free.
  • Bank transfer (ACH): free.
  • Wire: $0, though your bank may charge its own fee.
  • Debit or credit card: 3.99%, though your card issuer may charge its own fee.

Withdrawals

  • Bank transfer (ACH): free.
  • Wire: a flat $25, plus any fee your own bank charges.
  • Crypto: withdrawal fees are shown prior to your transaction. Withdrawal fees may change from transaction to transaction. These fees are calculated using a dynamic fee model that considers several factors, including the total number of withdrawal, spot, and convert orders a user places, the estimated market costs of gas, BAM Trading's overall operational expenses and the total withdrawal amount of any one transaction.

Which crypto exchange has the lowest fees?

Binance.US offers some of the lowest fees among regulated U.S. exchanges.

BAM Trading Services, Inc. operates Binance.US as a Money Services Business registered with FinCEN. It holds a money transmitter license in 32 states (NMLS ID 1906829) and completes SOC 2 Type II audits, which makes it a credible, regulated source for this comparison.

For the Tier 0 pair (currently BNB/USD only), you pay a flat 0% maker fee and 0.01% taker fee, no matter your trading volume. For all other pairs, you pay 0% maker and 0.02% taker, and that taker rate drops to 0.01% once your 30-day volume reaches $500 million.

Fee levels change, so check current published rates. For a side-by-side view, compare crypto exchange fees, or buy crypto on Binance.US to get started.

What Else Affects The Fees You Pay On Binance.US?

Beyond the maker-taker rate, a few other things shape what you pay. Buy, Sell, and Convert spreads built into the price instead of the maker-taker fee. Your total cost can also depend on the difference between network fees and trading fees, and how fees affect your taxes.

The next sections explain network fees, Buy/Sell/Convert spreads, tax treatment, and how Binance.US compares to other exchanges in more detail.

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Recognized by major U.S. publications

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References and Sources

  • [1]FinCEN MSB Registrant Search: BAM Trading Services Inc. | fincen.gov
  • [2]NMLS Consumer Access: BAM Trading Services Inc., NMLS ID 1906829. | nmlsconsumeraccess.org
  • [3]Binance.US fee schedule and product documentation. | support.binance.us
  • [4]IRS Publication 544, treatment of transaction costs in basis and proceeds. | irs.gov