Buy Bitcoin (BTC)
Buy Bitcoin (BTC) on Binance.US, a regulated U.S. cryptocurrency exchange, from as little as $2. Each bitcoin divides into 100 million satoshis, so you can start with a fraction.
- Buy on a licensed, regulated U.S. cryptocurrency exchange
- Deposit U.S. dollars using bank transfer (ACH) with zero fees.
- Your BTC lands in your account after your order is confirmed.
Follow this guide for each step and learn more about payment methods, fees, and how to keep your BTC safe after you buy.
Convert USD and BTC
1 BTC = $81,498.05
Live rate and amounts refresh continuously. Calculate exchange rates between USD and cryptocurrencies.
Bitcoin live price and chart
$81,523.94
-2.23%Last 1D
How to buy Bitcoin on Binance.US
To buy your first Bitcoin (BTC) on Binance.US, follow these four steps:
Create Your Account
Sign up with your email on the Binance.US website or app, then verify your identity. Verification is required on every regulated U.S. cryptocurrency exchange.
Choose a Payment Method
Deposit via Bank Transfer (ACH) with 0% fees. Use debit & credit card, Apple Pay, and Google Pay for instant deposits, or wire transfer for larger amounts.
Select Bitcoin
Choose Bitcoin and enter the dollar amount. You can start with a fraction of a coin.
Complete Your Order
Review the amount, price, and any fees, then place your order. Securely manage, trade, or withdraw your Bitcoin to any wallet that supports it.
Fund your account and compare payment methods and fees
Once you fund your account, make an instant, one-time purchase or schedule automated recurring buys with Binance.US. Visit our fee schedule to learn more about how Binance.US offers some of the lowest fees among regulated U.S. exchanges.
| Payment method | Funding speed | Fee | Available for |
|---|---|---|---|
| Bank transfer (ACH) | Usually instant | Zero-fee | Buy and Deposit |
| USD/USDT balance | Not applicable | Not applicable | Buy |
| Debit or credit card | Instant | 3.99% (Card issuer fees may apply) | Deposit |
| Wire transfer | 1 to 3 business days | $0 from Binance.US. Bank fees may apply. | Deposit |
| Apple Pay or Google Pay | Instant | 3.99% (Card issuer fees may apply) | Deposit |
- 1 Trading fees and spreads apply when you buy, sell, or convert crypto.
- 2 Funds deposited by ACH, debit card or Apple Pay, and any crypto bought with them, carry a 7-day hold before you can withdraw.
Binance.US is operated by BAM Trading Services Inc., a licensed and regulated United States cryptocurrency exchange platform that enables American residents to securely buy, sell, trade, and stake digital assets with fiat on-ramp capabilities, U.S.-based custody, and regulatory compliance.
How much Bitcoin do you need to buy?
Binance.US lets you buy Bitcoin starting at $2. You can buy a fraction rather than a whole coin. Check the live Bitcoin price to see what your amount is worth.
New to Bitcoin? Learn what Bitcoin is before you start.
Is it safe to buy Bitcoin?
Yes, it's safe to buy Bitcoin on Binance.US. Binance.US is operated by BAM Trading Services Inc., registered with FinCEN as a money services business [1], licensed as a money transmitter in 32 states [2], and independently audited to the SOC 2 Type II standard [3]. User assets, including Bitcoin, are held 1:1 in U.S.-based custody, with the majority in offline cold storage. Two-factor authentication is required on every account for extra security.
As with any asset, Bitcoin's price can rise or fall, so only buy what you're comfortable holding.
How to keep your Bitcoin safe after you buy?
Once you buy, you can securely hold, manage, trade, or withdraw it to a wallet of your choice, including the self-custodial Binance.US Wallet. To help prevent unauthorized withdrawals, turn on Address Whitelisting to restrict withdrawals to approved wallet addresses.
Binance.US also monitors withdrawals, deposits, and account changes like 2FA resets or password updates in real time, and automatically suspends withdrawals for up to 120 hours if something looks suspicious.
See how Binance.US protects your funds on our Trust Page.
Buying Bitcoin at a glance
Start with as little as $2
Buy a fraction of a Bitcoin, no need to purchase a whole coin.
Fund Your Account Fast
Deposit via Bank Transfer (ACH) with 0% fees, use wire transfer for larger amounts, or fund instantly with debit & credit card, Apple Pay, and Google Pay.
Transparent fees
Preview any Binance.US or payment method fees before you buy Bitcoin. A spread applies to Buy, Sell & Convert orders.
Regulated & Audited
Binance.US is a regulated U.S. exchange, licensed in 32 states and SOC 2 Type II audited.
What else do people ask about buying Bitcoin?
The questions below answer what people ask most before their first purchase, from safety and how much to start with, to fees, timing, taxes, and identity verification.
A beginner can start with as little as $2, since Binance.US lets you buy a fraction of a Bitcoin rather than a whole one. There's no right amount, so base your first purchase on what fits your budget and goals, and add more over time with recurring buys if you'd like.
To see what a given dollar amount buys at the moment, check the live Bitcoin price.
Yes, you can buy a fraction of a Bitcoin. Each Bitcoin is divided into 100 million units called satoshis, so on Binance.US you can buy any dollar amount from $2 upward rather than a whole coin.
Learn more about Bitcoin's supply in our Bitcoin guide.
The cheapest way to buy Bitcoin on Binance.US is to fund your account by bank transfer (ACH), which is free. From there, you can buy Bitcoin, which includes a small spread, or use Advanced (Spot) Trading, which costs 0% maker and 0.02% taker on most pairs, dropping to 0.01% taker once your 30-day volume hits $500 million. Paying in BNB adds a further 5% discount on Spot Trading fees.
You can buy Bitcoin in minutes once your account is verified and funded. A card purchase is instant. Bank transfer (ACH) deposits clear almost instantly, too. Your Bitcoin is available for use on the platform immediately, though ACH, debit, and Apple Pay purchases carry a 7-day hold before you can withdraw the USD value. See the buy hub for funding timelines by method, or read why there's a 7-day hold.
Bitcoin is treated as property in the United States, so selling or converting it can create a taxable gain or loss. Buying and holding Bitcoin is generally not a taxable event. For more information on cryptocurrency tax reporting, read our guide on crypto taxes.
No. Identity verification is required on every regulated U.S. exchange, including Binance.US, and it helps protect your account and your funds.
See the compliance overview for more on these requirements.
You can buy Bitcoin in the United States on Binance.US, in any supported state. Create an account, verify your identity, add funds, and buy BTC with as little as $2.
Visit the supported states list for the current list, since availability updates over time.
Check the Price. Make the Trade.
Buy, sell, and trade 200+ cryptocurrencies at live order-book prices, and stake 25+ digital assets on a regulated U.S. cryptocurrency exchange.
Recognized by major U.S. publications
Business Insider (2025)
Best Cryptocurrency Exchanges 2025
Security Runner-Up
Forbes (2026)
10 Best Crypto Exchanges for 2026
Best for Staking Rewards
Bankrate (2025)
Best Crypto Staking Platforms of 2025
Forbes Advisor ('24, '25)
Best Crypto Staking Platforms of 2024 & 2025
USA Today (2024)
Best Crypto Staking Platforms in 2024
References and Sources
- [1]FinCEN MSB Registrant Search: BAM Trading Services Inc. | fincen.gov/msb-registrant-search
- [2]NMLS Consumer Access: BAM Trading Services Inc., NMLS ID 1906829. | nmlsconsumeraccess.org
- [3]Binance.US successfully completes SOC 2 Type II audit. Binance.US Blog, January 29, 2026. | blog.binance.us/soc2-type-ii
This material has been prepared for general informational purposes only and should NOT be: (1) considered an individualized recommendation or endorsement of any digital asset or services discussed herein; and (2) relied upon for any investment activities. All information is provided on an as-is basis and is subject to change without notice. We make no representation or warranty of any kind, express or implied, regarding the accuracy, validity, reliability, availability or completeness of any such information. Binance.US does NOT provide investment, legal, or tax advice in any manner or form. The ownership of any investment decision(s) exclusively vests with you after analyzing all possible risk factors and by exercising your own independent discretion. Binance.US shall not be liable for any consequences thereof.
Risk warning: Buying, selling, and holding cryptocurrencies are activities that are subject to high market risk. The volatile and unpredictable nature of the price of cryptocurrencies may result in a significant loss. Binance.US is not responsible for any loss that you may incur from price fluctuations when you buy, sell, or hold cryptocurrencies.